Loan Terms

First lien, commercial hard money loans for the purchase and renovation of single-family or 2-4 unit multi-family, non-owner occupied properties.  Borrowers with a clear exit strategy of either disposing of the property or refinancing and retaining to grow their real estate portfolio.

Loan Term:      3-12 months, with the possibility of extension
Rate:                 10.0-14.0%
Type:                 Interest only
Origination:    2.0-4.0%
LTV:                   70% maximum
Use of Funds:  Purchase and/or Rehab

Loan Process

APPLICATION : 

     Complete Loan Submission Questionnaire

SITE VISIT: 

     Meet with our team on site to evaluate the project

ANALYSIS: 

     If the project looks promising, you’ll complete our Borrower Application and Project Plan.  We will then make a deeper assessment of project viability and loan suitability.

 

OFFERING: 

     We provide you with a Letter of Intent (LOI) summarizing the terms of our proposed funding package.  If you elect to proceed, you will execute the LOI and provide a $500 deposit to cover actual expenses.

 

COLLECTING DOCUMENTS: 

     We will verify title is clear and collect essential documents.  We provide a checklist of required documents for the borrower to provide.

 

FUNDING: 

     We provide the funds to close.

 

SERVICING: 

     We handle the servicing of your loan and communicate with you to ensure the project is moving forward and assist with helping you achieve your exit.

© 2016 - Holt Investment Capital LLC

PO Box 21, Bellaire, Texas 77401

Hard Money Loans for Real Estate Investors.  We lend the capital you need to grow your business.