Holt Investment Capital - Hard Money Loans

Loan Terms

First lien, commercial hard money loans for the purchase and renovation of single-family or 2-4 unit multi-family, non-owner occupied properties. Borrowers with a clear exit strategy of either disposing of the property or refinancing and retaining to grow their real estate portfolio.

Loan Term: 3-12 months, with the possibility of extension

Rate: 10.0-14.0%

Type: Interest only

Origination: 2.0-4.0%

LTV: 70% maximum

Use of Funds: Purchase and/or Rehab

Loan Process

APPLICATION :

Complete Loan Submission Questionnaire

SITE VISIT:

Meet with our team on site to evaluate the project

ANALYSIS:

If the project looks promising, you’ll complete our Borrower Application and Project Plan. We will then make a deeper assessment of project viability and loan suitability.

OFFERING:

We provide you with a Letter of Intent (LOI) summarizing the terms of our proposed funding package. If you elect to proceed, you will execute the LOI and provide a $500 deposit to cover actual expenses.

COLLECTING DOCUMENTS:

We will verify title is clear and collect essential documents. We provide a checklist of required documents for the borrower to provide.

FUNDING:

We provide the funds to close.

SERVICING:

We handle the servicing of your loan and communicate with you to ensure the project is moving forward and assist with helping you achieve your exit.